Finding the Best Travel Insurance for Seniors Over 70 in Canada

As seniors embark on new adventures, finding suitable travel insurance becomes increasingly important, especially for those over 70. In this guide, we explore the options available in Canada, considering factors like coverage, affordability, and specific needs for older travelers.

Understanding the Needs of Seniors Over 70

Best Travel insurance for seniors over 70 canada requires careful consideration of age-related factors and potential health concerns. Comprehensive coverage that includes medical emergencies, trip cancellations, and repatriation becomes essential to ensure peace of mind during travel.

Factors to Consider

  1. Health Coverage: Look for policies that offer extensive coverage for pre-existing medical conditions and emergency medical expenses, including hospital stays and evacuation.
  2. Trip Cancellation Protection: Seniors may face unexpected circumstances that necessitate trip cancellations. Seek policies with robust cancellation coverage to mitigate financial losses.
  3. Affordability: While comprehensive coverage is vital, affordability remains a priority. Compare quotes from multiple insurers to find the best value for money.
  4. Customer Service: Opt for insurers known for excellent customer service, particularly in handling claims and providing assistance during emergencies.
  5. Policy Flexibility: Choose policies that offer flexibility in coverage options, allowing seniors to tailor their insurance to match their travel plans and preferences.

Top Travel Insurance Options for Seniors Over 70 in Canada

  1. Allianz Global Assistance: Renowned for its comprehensive coverage and exceptional customer service, Allianz offers tailored travel insurance plans for seniors over 70, including coverage for pre-existing conditions.
  2. Manulife: With a variety of insurance options and customizable coverage, Manulife provides affordable solutions for seniors seeking comprehensive protection during travel.
  3. RSA Travel Insurance: RSA offers specialized travel insurance plans designed specifically for seniors, with flexible options to accommodate varying travel needs and budgets.
  4. CAA Travel Insurance: CAA offers competitive travel insurance options with extensive coverage for seniors over 70, including medical emergencies and trip cancellations.
  5. TD Insurance: TD provides comprehensive travel insurance plans with optional coverage for seniors, ensuring peace of mind and financial protection during international travel.


Finding the best travel insurance for seniors over 70 in Canada requires careful research and consideration of individual needs. By prioritizing comprehensive coverage, affordability, and reliable customer service, seniors can enjoy worry-free travel experiences knowing they are adequately protected.